Your account will recommend a monthly SIP or Investment to achieve your goals. You can add the SIPs at regular intervals or as a lump-sum at your discretion. When funds are added to a goal, our system runs a check on status of your goal against the target. If the goal is under-performing the target, the new money will be allocated to Equity to bring you closer to your target. If the goal is ahead of the target, the new money will be added to debt thereby reducing the risk. You can also choose to add an ad-hoc lumpsum or start a new goal any time.